![]() “Pay-to-play shelf-space agreements” are one way that RIA custodians offer No-Transaction-Fee (NTF) funds, which effectively embed trading costs within the mutual funds themselves (with little way for advisors or their clients to identify what the exact breakdown of what those 12b-1 and sub-TA costs may be). ![]() In this guest post, Yang Xu – CEO of TradingFront which competes for RIA custody services in partnership with Interactive Brokers – explores how the RIA custodian business model continues to evolve, why the recent onset of zero-commission trading has merely shifted how (but usually not whether) clients are paying for trading, and how advisors can do their due diligence to understand the real investment costs that clients may face (and revenue sources that RIA custodians still generate) through the platforms that RIAs purportedly use for “free” (as in the end, “free” rarely ever is). In the decades since, the nature of RIA platforms has evolved tremendously, from advisors phoning in trades to an entire ecosystem of RIA custodians providing trading, billing, and supporting technology for RIAs to use… but still all predicated on a model where the brokerage-firm-as-RIA-custodian profits from advisors at the expense of their clients. In the early days of the Registered Investment Adviser (RIA), financial advisors who didn’t affiliate with a broker-dealer had no way to actually manage investment accounts on behalf of their clients… short of having clients open “retail” investment accounts with direct-to-consumer “retail” brokerage platforms, and grant their advisor a limited power of attorney to call in (pre-internet!) and place trades on their behalf, which was a win for the client (who had their portfolio managed), the advisor (who had a platform to manage their client portfolios), and the brokerage firm itself (that generated trading commissions every time an advisor traded on behalf of their clients).
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As TechRepublic explains, “Security software necessarily requires high access privileges to operate effectively, though when it is itself insecure or otherwise malfunctioning, it becomes a much higher liability due to the extent to which it has control over the system.” Symantec and Norton, Kaspersky, and most other major antivirus vendors have all suffered from critical vulnerabilities in the past. Vulnerabilities: The nature of how antivirus apps provide protection is a problem.So why shouldn’t you install a full antivirus suite from a known brand, just to be on the safe side? For many good reasons: Technically, all viruses are a kind of malware, but not all pieces of malware are viruses. In contrast, antivirus is an out-of-date term that software makers still use because viruses, Trojan horses, and worms were huge, attention-getting threats in the 1990s and early 2000s. Although antivirus firms constantly update their detection systems to outwit crypting services, they’ll never be able to keep up with malware makers intent on getting through.Ī quick terminology primer: The word malware just means “bad software” and encompasses anything that runs on your computer with unintended and usually harmful consequences. It's insufficient for a security app to just protect against a single set of known “viruses.” There is a potentially infinite number of malware variations that have been crypted-encoded to look like regular, trusted programs-and that deliver their system-breaking goods once opened. Why we don’t recommend a traditional antivirus suite For guidance, check out our full guide to setting up all these security layers. You should avoid downloading and opening email attachments unless you know what they are. You need to be mindful of what you download and to download software only from official sources, such as the Microsoft App Store and Apple Mac App Store, whenever possible. You also need secure passwords, two-factor logins, data encryption, systemwide backups, automatic software updates, and smart privacy tools added to your browser. No antivirus tool, paid or free, can catch every malicious bit of software that arrives on your computer. Over the years, we’ve also spoken with security experts, IT professionals, and the information security team of The New York Times (Wirecutter’s parent company) to filter out the noise of the typical antivirus table-tennis headlines: Antivirus is increasingly useless, no, actually it’s still pretty handy, no, antivirus is unnecessary, wait, no, it isn’t, and so on.Īlthough in any category we usually test all the products we’re considering, we can’t test the performance of antivirus suites any better than the experts at independent test labs already do, so we relied on their expertise.īut ultimately, relying on any one app to protect your system, data, and privacy is a bad bet, especially when almost every antivirus app has proven vulnerable on occasion. We also read up on the viruses, ransomware, spyware, and other malware of recent years to learn what threats try to get onto most people’s computers today. ![]() We spent dozens of hours reading results from independent labs like AV-Test and AV-Comparatives, feature articles from many publications such as Ars Technica and PCMag, and white papers and releases from institutions and groups like Usenix and Google’s Project Zero. ![]() ![]() Windows Defender, Microsoft’s built-in tool, is good enough for most people. The “best antivirus” for most people to buy, it turns out, is nothing. And after all that, we learned that most people should neither pay for a traditional antivirus suite, such as McAfee, Norton, or Kaspersky, nor use free programs like Avira, Avast, or AVG. We set out to do a standard Wirecutter guide to the best antivirus app, so we spent months researching software, reading reports from independent testing labs and institutions, and consulting experts on safe computing. ![]() Need some new wallpaper? We've got it right here. What are the chances that all these doo-dads will show up on the options list of Aussie-bound 370Zs? Zilch, but do you really need a device that allows you to use a toaster inside a sportscar? We didn't think so.Īnywho, check out the high-res pics of the Stylish Package-equipped 370Z below, along with a smattering of other JDM Fairlady Z images. There's even more peculiar gadgets like an integrated tollway card transmitter (a must for Japanese highways), a power inverter that runs off the cigarette lighter and a cable for connecting the 370Z's ECU to your mobile phone. Stunning Nissan 370Z With Amuse Body Kit JDM Street Fighters 1.04K subscribers Subscribe 100 Share 5.4K views 3 years ago This amazing 370Z with the extravigant Amuse Body kit is a. Peruse the extras list and you'll find goodies like parking sensors, a reversing camera, a HDTV receiver that reads virtually every type of removable media, hydrophobic glass, illuminated footwells, illuminated kickplates, floormats, bootmats, cargo nets and a set of "Sports Horns". The Nissan 370Z, a 155-mile-per-hour anachronism, makes a. The 6-speed manual transmission or the 7-speed automatic transmission are also available. The stylish package isn't the only JDM-only option that Nissan Japan have blessed the 370Z with either. Buy Nissan 370Z Jdm Door Handle Assembly Lh. The discontinued Nissan 370Z ‘s 4th-generation VQ V6 engine has 3.7 liters of massive muscle, producing 332 horsepower, 270 pound-feet of torque, and pure excitement in its 7500-rpm redline. ![]() The complete Stylish Package is available from Nissan dealers Japan-wide for Â¥260,000 ($4230 AUD), while each of the parts that make up the package are also available individually. The clear tailights may not be everyone's cup of tea, but you've got to admit that they're a far more subtle modification than the wild n' lairy Nismo S-Tune bodykit that we featured last week. The 19-inch polished rims, muffler and tailights, however, are unique to the Stylish Package and give the Fairlady Z a slightly more sophisticated air. The front and rear spoilers are nothing new, both being the same as those found on Sport Pack-equipped US-market 370Zs. The changes aren't that dramatic though, with a front under-spoiler, rear decklid spoiler, clear tailights, mudflaps, 19x9-inch rims and a sports muffler comprising the meat of the package. In that spirit, Nissan now offers a range of dealer-installed accessories as part of its 'Stylish Package' for the just-released sports coupe. Source: Wikipedia Commons The popular YouTuber TJ Hunt brings us along on a journey as he acquires a new mystery JDM car on its way directly from Japan. Japanese carmakers typically lavish their home market with countless special versions of their regular offerings, and Nissan is no different. Published While Tj Hunt sees continued success at a drift challenge in his Nissan 370Z, he hints at a very special JDM car coming directly from Japan. ![]() We are so pleased to commission and support Miami-based artists for these temporary installations while presenting at for large and diverse audiences to see,” said MOCA executive director Chana Budgazad Sheldon. “With ‘Art on the Plaza,’ MOCA will offer a boost of creative energy accessible to visitors and passersby. “‘Art on the Plaza’ brings imaginative contemporary art exhibitions and programming to a wide range of audiences, while bringing diverse cultural and thought-provoking subjects to the forefront.” “ I am honored and excited to partner with MOCA to host these art programs on the plaza,” said Sanfilippo Long. The program was organized by Amanda Sanfilippo Long, curator and artist manager for the Miami-Dade County Department of Cultural Affairs, Art in Public Places program. ![]() The program is made possible with major support from the North Miami Community Redevelopment Agency (CRA). The work will encourage viewers to experience it from multiple viewpoints, see themselves reflected, and experience intricate shadows. Najja Moon will close out the series with an exploration of reflection and self-empowerment through a dynamic sculptural mirror work from September 3 to November 14. The Museum of Contemporary Art (MOCA) is dedicated to making contemporary art accessible to diverse audiences especially underserved populations through the collection, preservation and. Rendering of Najja Moon’s mirror installation. The collaborative work will address issues of anxiety, concerns for safety, and well-being as they relate to the global COVID-19 pandemic. Rendering courtesy of Allison Matherly and Jeffrey Noble.Īllison Matherly and Jeffrey Noble of Nice N’ Easy will kick off the first full summer installation with a playful overhaul if MOCA’s foundation, transforming it into a swimming pool from July 9 to August 22. Rendering of Nice N’ Easy’s, installation on MOCA Plaza. ![]() The works will dually draw connections to issues of gentrification and celebrate the unparalleled beauty of the African diaspora in honor of Haitian Heritage Month. Prez Art Museum Miami is an accessible facility. Additional support is provided by the City of Miami and the Miami OMNI Community Redevelopment Agency (OMNI CRA). Rendering of Morel Doucet and Stephen Arboite Art on the Plaza, installation on MOCA Plaza.Īrtists Morel Doucet and Stephen Arboite will take over the space from April 30 to June 27 to showcase collaborative banners that explores Miami’s historically African American neighborhoods through their specific flora and fauna. Support is provided by the Miami-Dade County Department of Cultural Affairs and the Cultural Affairs Council, the Miami-Dade County Mayor and Board of County Commissioners. Laz Ojalde and Natalie Zlamalova of Studio AMLgMATD will present a large-scale intervention of red thread representing the symbolic interconnections of global networks through the COVID-19 pandemic from March 19 to April 18. Doris Derby Award, and a Joan Mitchell Foundation Painters and Sculptors Grant.Rendering of “The Visible Invisible”, installation on MOCA plaza.Ĭourtesy of Laz Ojalde and Natalie Zlamalova. He is the recipient of the Leonore Annenberg Performing and Visual Arts Fund Award, the Franklin Furnace Fund Award, the Dr. The Other Side of Now: Foresight in Contemporary Caribbean Art, 2019, Pérez Art Museum Miami, Downtown Miami, Miami, Florida, USAĮstamos Bien: La Trienal 20/21, 2021 ,El Museo del Barrio, Harlem, New York, USA It is located next to North Miami’s City Hall at the Museum of Contemporary Art, which opened its doors in 1986 and holds more than 400 modern art pieces by artists such as Keith Haring, Pablo Cano and Alex Katz. Relational Undercurrents: Contemporary Art of the Caribbean Archipelago, 2017, MOLAA, Museum of Latin American Art ,Long Beach, California, USAīordering the Imaginary: Art from the Dominican Republic, 2018, Haiti, and their Diasporas, BRIC Arts Media House ,Brooklyn, New York, USA The MOCA Teen Art Force program is helping teenagers develop their skills and build a professional portfolio, for free, in North Miami. They do a great job of bringing great exhibits and very interesting Artists. His exhibitions include:ĭandy Lion: (Re)Articulating Black Masculine Identity, 2015, Museum of Contemporary Photography, Columbia College Chicago ,South Loop, Chicago, Illinois, USA Moca is a smaller museum but it is packed with charm and beauty. He received a B.A in Fine Art from Seton Hall University in 2001 and MFA from the School of the Art Institute of Chicago. Smith's work has been featured in exhibitions at key galleries and museums which include the El Museo del Barrio and the Pérez Art Museum Miami. ![]() ![]() Only the Maroons continued the practice of hunting wild hogs and jerking the pork. While all racial groups hunted the wild hog in the Jamaican interior, and used the practice of jerk to cook it in the seventeenth century, by the end of the eighteenth century most groups had switched to imported pork products. It is speculated that the Taíno developed the style of cooking and seasoning. The technique of cooking in underground pits is believed to have been used in order to avoid creating smoke which would have given away their location. It appears that these runaway slaves learned this practice from the Taíno. During the invasion of Jamaica in 1655, the Spanish colonists freed their enslaved Africans who fled into the Jamaican countryside, intermingling with the remaining Taínos and becoming some of the first Jamaican Maroons. Historians have evidence that jerked meat was first cooked by the indigenous Taíno. ![]() Jerk cooking has developed a global following, most notably in American, Canadian and Western European cosmopolitan urban centres. The word jerk refers to the spice rub, wet marinade, and to the particular cooking technique. The term jerk spice (also commonly known as Jamaican jerk spice) refers to a spice rub. The word jerk is said to come from charqui, a Spanish term of Quechua origin for jerked or dried meat, which eventually became the word jerky in English. Jerk cooking is popular in Caribbean and West Indian diaspora communities throughout North America and Western Europe. The meat is normally chicken or pork, and the main ingredients of the spicy jerk marinade sauce are allspice and Scotch bonnet peppers. The smoky taste of jerked meat is achieved using various cooking methods, including modern wood-burning ovens. The art of jerking (or cooking with jerk spice) originated with Amerindians in Jamaica from the Arawak and Taíno tribes who intermingled with the Maroons. Jerk is a style of cooking native to Jamaica, in which meat is dry-rubbed or wet marinated with a hot spice mixture called Jamaican jerk spice. Scotch bonnet chili peppers (cultivar of Capsicum chinense) ByteDance employees accessed the data as part of an unsuccessful effort to investigate leaks of company information earlier this year and were aiming to identify potential connections between two journalists, a former BuzzFeed reporter and a Financial Times reporter, and company employees.Ī person briefed on the matter said four ByteDance employees involved in the incident were fired, including two in China and two in the US. In December, ByteDance said some employees improperly accessed TikTok user data of two journalists. TikTok says it has taken numerous steps “to help ensure that teens under 18 have a safe and enjoyable experience on the app, and many of these measures impose restrictions that don’t exist on comparable platforms”. The investigation focuses on how TikTok boosts young user engagement, including allegedly increasing the duration of time spent on the platform and how often it is used. ![]() In March 2022, eight states, including California and Massachusetts, launched an investigation into whether TikTok causes physical or mental health harm to young people and what the company knew about its role in those harms. TikTok use harms children’s mental health TikTok’s chief executive has said the company has never, and would never, share US user data with the Chinese government. TikTok argues, because it is incorporated in California and Delaware, it is subject to US laws and regulations. Lawmakers have alleged the Chinese government, under a 2017 National Intelligence Law, can force ByteDance to share TikTok user data. TikTok will hand Americans’ data over to Chinese government officials, it says. TikTok says it “does not permit any government to influence or change its recommendation model”. He asserted the TikTok platform could enable sweeping influence operations because TikTok could proactively influence users and could also “turn off the message”. National Security Agency Director Paul Nakasone said in March he was worried about the data TikTok collects, the algorithm used to disperse information to users, and “the control of who has the algorithm”. Risks include “the possibility that the Chinese government could use to control data collection on millions of users or control the recommendation algorithm, which could be used for influence operations”, Wray told US lawmakers. Wray has also said US operations of TikTok raise national security concerns because the Chinese government could harness the video-sharing app to influence users or control their devices. ![]() TikTok could be used to influence Americans TikTok has said “an entity affiliated with the Chinese government owns 1 percent of a ByteDance subsidiary, Douyin Information Service”, and says the holding “has no bearing on ByteDance’s global operations outside of China, including TikTok”. Members of Congress in March complained China’s government has a “golden share” in ByteDance, giving it power over TikTok. Here is a detailed list of allegations of the United States against the company and its parent, ByteDance: TikTok management is beholden to the Chinese governmentįBI Director Chris Wray said in November that TikTok poses a national security risk, adding Chinese companies are required to essentially “do whatever the Chinese government wants them to in terms of sharing information or serving as a tool of the Chinese government”. Montana Governor Greg Gianforte has signed legislation to ban China-based TikTok from operating in the state to “protect Montanans” from alleged Chinese surveillance, making it the first US state to ban the popular short-video app. ![]() Go to Google and in the search field, type the following: If you don't have the exact specifics of the watch - do not use this method. This method works best for the more 'popular' brands/models. Your watch model number, year, name (model numbers are ideal because a manufacturer may change the size between different model numbers) Do not measure anywhere else along the strap as you can see it tapers (narrows) as you get lower on the strap. This means, you can also measure the top of the strap where the A is marked. If the concept of lug width is too confusing, you can see in the diagram below, the lug width and strap width of A are the same. PS: Our straps will measure slightly narrower than 22mm so that it fits to your watch! This means our straps will actually measure 21.9mm to fit your 22mm lugs. These can be inaccurate as a 1mm difference is enough for the strap to not fit to your watch. We do NOT recommend using camera ruler apps on your phone to measure. This means in our store, you would select a 22mm strap! That's it! The lugs are the pointy ends of your watch which hold the strap onto the watch.Īs you can see, we've measured this two ways, the top measuring device shows 22mm, but also, the bottom tape measure measures 22mm. The easiest and most accurate way to find your strap size is to use a ruler and measure between the lugs. This is known as the lug width. This is also the same as the strap width. Click here to view common smartwatch sizes! Method 2: Using a Ruler *Recommended* If your watch does not have this, you may need to use the links below to find the correct size. For example, if the back says 20, this means you will need a 20mm strap! It's that easy! Most smartwatches should say 18, 20 or 22 on the back. For common smartwatches, the easiest way to check is by flipping your watch. The strap width refers to the size that fits your watch and NOT the length of the strap. Smartwatches are usually the easiest to find as they will have a number on the back of your strap to tell you what size strap it uses. You can get as many as 12 in one bundle, so if one doesn't last or feel as great after a while, just swap it out for one of the others.Finding your strap size can be quite confusing so we've dumbed it down to make it super easy for you. When you want something classy on your wrist, this could be the band you put on for any special occasion.Īs for wearing something for everyday living, especially when it's time to work out and break a sweat, call in some backup with the OMEE Soft Silicone Bands. ![]() Easy on the eyes, even if it gets slippery along your wrist, its lighter weight won't make it feel cumbersome. This potential head-turner will could attract some attention, even though you could see it as unassuming and slick all at once. If leather isn't your thing, you can take your style a little further with the MIJOBS Metal Band and its classic stainless steel mesh design. You can go casual with it or even a little dressy whenever it's attached to the tracker on your wrist, making it fit in just about anywhere and everywhere. You already get the company's silicone one in the box, so why not grab something a little different? The Horween Leather Band stands out for its stylish look and comfortable feel without being too flashy. ![]() Extra bands for the Fitbit Charge 5 are all over the place. What a joke! This Kenwood unit is garbage, this app is garbage, … do not buy anything from Kenwood. He said I would not find it on the Internet and that is why he’s telling me. Apex Legends Mobile is iPhone Game of the Year at 2022 App Store Awards. I told him I never even read any of that on the Internet when searching for the solution to this problem. He said the only way to mirror is with the cable I think he said a CVA3 cable and attach that to some kind of “Isimple” cable and then I attach that to an HDMI cable that goes to my iPhone. I then read him the official page from the Kenwood instruction manual on how to mirror. Qualifying credit, service, & trade-in (e.g., 300: Apple iPhone X 150: Samsung Galaxy S9) required. Browse in-stock devices, view business hours, or learn more about other great T-Mobile offerings. The representative said that they never said you can wirelessly mirror iPhone to my unit. Stop by T-Mobile Kenwood Place in Cincinnati, OH today to get the latest deals on our phones and plans. KTC-HR300 (optional) is necessary to receive HD Radio broadcast. 1 HD Radio and SiriusXM broadcast is available only in the USA and some countries. Unlike the Apple Store, we do not offer while-you-wait bar appointments or consultations, but we. Please contact your local Repco store as car audio is a discussion and it is best to walk through. We also offer data recovery services at an additional charge. (February 15, 2010) See Update Guide 1 HD Radio broadcast is available only in the USA and some countries. They are double DIN so will suit Apple Car play head units. I finally called Kenwood today to ask them another question and then I asked him how do I mirror the iPhone. Remark Be sure to update the KENWOOD unit to the latest firmware. SEVERAL HOURS during the past six months trying to get this to mirror it doesn’t. I wasted over $1500 on a Kenwood DMX 1037 stereo because one of the things I thought it could do (which they said it would do) is mirroring from an iPhone. It appears as if it was made as a joke/ grade school project. You can learn something new in a free workshop. Our Specialists will answer your questions and get you set up before you leave. ![]() The Apple Store is the best place to go to get your hands on the latest Apple products, including the iPhone, iPad, MacBook, and more. Shop Apple in Cincinnati, OH at Kenwood Towne Centre The Apple Store is the best place to try all of Apple’s products and find great accessories. I can’t imagine a major electronics company puts out this garbage. The Apple Store is located in Kenwood Towne Centre on the upper level near Macy’s. ![]() Now grab any file or folder and drop it on the DropStuff icon. With that set hit OK and close the preferences. In there set compression level to “Fastest” as shown below (why we do this will be explained in the notes at the end of this article). Open DropStuff and go to the Preferences. Once the software is installed (your Mac will need a restart), you end up with icons on your desktop for Expander and DropStuff. Requires: Mac OS 8.6 or 9.x (Also works on PPC OS X up to 10.5) Requires: Mac OS 7.1 – 9.x (works on PPC as well) I won’t cover how to open archives because if you have the below software installed to create archives, you’ll automatically end up with the software you need to open these archives.Ĭreating an archive is as simple as dropping a file or folder on the DropStuff application and a. sit archive in each OS and which software you’ll need to do it. So for best compatibility across ALL Mac OS versions, for archiving and preservation purposes stick with. toast image should also preserve resource forks but you end up with much bigger files as there is no compression, or at least not as efficient compression. ![]() bin will preserve the resource forks and preserve file integrity when stored in a non-Apple file system. bin file formats are also not preferred though when done properly. tar do not support Mac OS resource forks so don’t use those to archive classic data. You can grab the below mentioned resources from the Wired server. This article will go over the available options for creating such archives for each major OS version. Once the Classic file is compressed, it’s resource fork is preserved, letting you upload to an FTP site or Non-Mac computers safely. The resource fork is used mostly by executables, but every file is able to have a resource fork.įor example, uploading a Classic file or application directly to an FTP site or to a non-Macintosh computer will likely render the data useless.Ī good way to safely transfer Classic files is to first compress them using a resource fork friendly compression utility like DropStuff to create a. For example, a word processing file might store its text in the data fork, while storing any embedded images in the same file’s resource fork. A resource fork stores information in a specific form, containing details such as icon bitmaps, the shapes of windows, definitions of menus and their contents, and application code (machine code). When we deal with old Mac software or files, eg Classic (pre-OS X) there are resource forks to consider. But first, for those not in the know, why even bother? What makes Classic data so fragile? Below is a list of Mac OS versions and architectures and the best Stuffit for them. So I took what Steve talked about on Mac Yak and ran with it. The topic was “How to transfer files between old and new Macs” and got me thinking, how far back can we go to send files between different Macs and OS versions? What really is the best way to package this data to ensure it survives transfers to Windows PC’s, Linux servers over FTP etc? Recently on Mac Yak episode #11 (which unfortunately got horribly mangled by YouTube so it’s not easy to watch) the topic of Classic data preservation and transfer was brought up. ![]() Co-ordinate inspections - plan inspections if there is more than one representative, because they can then co-ordinate their inspections to avoid unnecessary duplication.Agree the number of representatives - agree the number of representatives taking part in any one formal inspection.Plan a programme of inspections - you and your representatives can plan a programme of inspections in advance.But if there are certain areas of a workplace or specific activities that are high risk or changing rapidly, more frequent inspection may be justified, for example on a construction project. Inspections may be less often, for example, if the work environment is low risk like in a predominantly administrative office. The frequency of inspections will depend on the nature of the work. If there is substantial change in conditions of work or HSE publishes new information on hazards, the representatives are entitled to carry out inspections before three months have elapsed, or if it is by agreement. They have to give reasonable notice in writing when they intend to carry out a formal inspection of the workplace, and have not inspected it in the previous three months. Union-appointed health and safety representatives can inspect the workplace. ![]() Where a health and safety representative has drawn your attention to the findings of an inspection they have carried out, you should consider the matter and decide what appropriate follow-up action should be taken.
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